How to Invest in Bitcoin or Cryptocurrencies (The Full Beginner's Guide)

How to Invest in Bitcoin - This guide explains how you invest in cryptocurrencies. Why should you invest in them? Which cryptocurrencies should you put in your portfolio? Where can you buy them, how can you store them, and how do you need to tax them? We try to give answers to the most urgent questions about investing in cryptocurrencies.

How to Invest in Bitcoin or Cryptocurrencies (The Full Beginner's Guide)

Introduction: To Invest in Cryptocurrencies: The Ultimate Beginners Guide

If you landed on this text, you might be already interested in investing in cryptocurrencies. Virtual or crypto currencies like Bitcoin and Ethereum are definitely by far the hottest investment product currently available. These immutable and exchangeable cryptographic token promise to become a hard and non-manipulatable money for the whole world. Their advocates see a future in which Bitcoin or other cryptocurrencies will substitute Euro, Dollar and so on and create the first free and hard world currency.

Holding Bitcoin means to have a share in this venture. If Bitcoin ever replaces monetary reserves of central banks or becomes the dominant currency for international trades – just to name two examples — the value of one Bitcoin will be far beyond 10,000 Dollar. Buying and keeping cryptocurrencies is a bet on the success of this silent revolution of money. It’s like a security of a large ecosystem.

In the past, investors in cryptocurrencies have been ridiculously successful. Let’s have a look at three charts, which show the price of Bitcoin, Ethereum and all cryptocurrencies combined.

How to Invest in Bitcoin or Cryptocurrencies (The Full Beginner's Guide)

Since 2011, Bitcoin generated an increase in the value of at least 25,000 percent. Since a linear chart can’t represent this increase, we need to use an exponential chart.

How to Invest in Bitcoin or Cryptocurrencies (The Full Beginner's Guide)

Since May 2016, Ethereum value shot up by 2,700 percent. That’s maybe the fastest rally a cryptocurrency ever demonstrated.

How to Invest in Bitcoin or Cryptocurrencies (The Full Beginner's Guide)

And talking about all cryptocurrencies – the complete market cap soared by 10,000 percent since mid-2013.

Can you trust an asset, which demonstrated this incredible vertical take-off? Must it not be a bubble?

Sure: it would have been better to invest one year ago, two years ago or six years ago. But if you understand the potential of also be found and if your belief in their vision of money, today might be the best day possible to start investing in it. That’s why we wrote a guide explaining how to invest in cryptocurrencies. We will tell you how you create a cryptocurrency-portfolio, where you buy cryptocurrencies, how you store them and how you tax your gains.

This said we need to note that cryptocurrencies are not a normal investment. The volatility grossly exceeds that of any other investment class. It is to some parts unregulated. There is the risk that cryptocurrencies get outlawed, that exchanges get hacked or that you lose your cryptocurrency key. Cryptocurrencies are a high-risk investment.

So an important advice is to only invest as much that you can keep on living and be if all of it goes to zero. Like Wence Casares, CEO of Xapo, said in an AMA on

“I always tell them [my family] that the second most stupid thing they could do right now is to own an amount of bitcoins they cannot afford to lose and the most stupid thing they could do would be to not own any. “

With this quote, we start our guide.

Why Invest in Cryptocurrencies And Why Not?

Besides what was already said, there are three major good reasons to invest in cryptocurrencies. First, because you want to hedge your net-worth against the fall of the Dollar imperium, which is assumed by many people to inevitably happen at some time. Second, because you support the social vision behind cryptocurrencies – that of a free and hard money for the whole world. Third, because you understand and like the technology.

However, there are also very bad reasons to invest in cryptocurrencies. Many people fall victim to the hype surrounding every cryptocurrency-bubble. There is always somebody captured by FOMO (fear of missing out), buying massively in at the peak of a bubble, just in hope to make quick money, while not understanding cryptocurrencies at all. That’s a bad reason. Don’t do this. Learn before you invest.

What Cryptocurrencies Should I buy? Building your Portfolio.

The former only crypto has been Bitcoin. Up until late 2016 Bitcoin was the cryptocurrency, and there was not much besides it. If you wanted to invest in the success of cryptocurrencies, you bought Bitcoin. Period. Other cryptocurrencies – called “Altcoins” – have just been penny stocks on shady online-markets, mostly used to keep miner’s GPUs working, pump the price and dump the coins.

However, this has changed. While Bitcoin is still the dominant cryptocurrency, in 2017 it’s share of the whole crypto-market has rapidly fallen from 90 to around 40 percent. Many people saw this coming as a result of the growing popularity of Ethereum and the ongoing self-tearing of the Bitcoin community over the blocksize issue. This again shows that it is important to keep your eyes open and listen to what the communities say.

If you want to invest in cryptocurrencies, Bitcoin is still a standard item of every portfolio – but it is no longer the onliest asset. In every well-balanced crypto-portfolio today you find other coins, like:

A good starting point to put together your portfolio should be the website coinmarketcap.

  • Ethereum
  • Ripple
  • Litecoin
  • Dash
  • Monero
  • And more
How to Invest in Bitcoin or Cryptocurrencies (The Full Beginner's Guide)

Here you see the “market cap” of all relevant nations. Market cap means the value of all token available. It is not a perfect metric, but likely the best we have to recognize the value of a cryptocurrency.

If you want to have a balanced portfolio at one point in time, it might be a good strategy to simply reflect the ten most valuable currencies in your portfolio. More interesting however is it to take some time, read about those coins, decide, if their vision gets you and make this to the base of your asset selection.

For example, you’ll find some coins focused on privacy, like:
  • Dash
  • Monero
  • Zcash

Some on smart contracting, like Ethereum and Ethereum Classic, and some on scaling payments, like Litecoin and, again, Dash. Some coins, like Ripple or Nem or Bitshares, seem to be less open and decentralized as Bitcoin and other coins.

The cryptocurrency markets are a blazing, often confusing ecosystem, in which you find thousands of chances to win a lot of money – and to lose it. Every day gives birth to new coins and death to some old coins. Every day sees some coins heavily falling, and some vertically raising.

If you buy altcoins, there are some rules to discriminate the good from the bad. Good coins have a transparent technical vision, an active development team, and a vivid, enthusiastic community. Bad coins are in transparent, promote fuzzy technical advantages without explaining how to reach them, and have a community which is mostly focused on getting rich. Maybe the worst shatter of cryptocurrencies are the MLM coins, for example, OneCoin, which target the technical uninformed with a multi level marketing system, promising to be the next Bitcoin. Beware of them!

How to buy Cryptocurrencies?

While some years ago it was a real Odyssey to buy cryptocurrencies, today you have a full scope of options.

Exchange traded notes and more

Let’s begin with buying Bitcoin. That’s the easiest part. Some people want to invest in Bitcoin without having the trouble of storing them.

They can use investment vehicles like the XBT tracker (available on Swedish and German exchanges), the Bitcoin investment trust on Second Markets (USA), the Bitcoin ETI (Gibraltar and Germany) and some more. As Bitcoin rises, more and more brokers and exchanges try to setup a Bitcoin based financial product.

All these investment products have in common that they enable investors to bet on Bitcoin’s price without actually buying Bitcoin. While most cryptocurrency-fans think that this takes away the whole fun and sense of it, for many people it is the easiest way to invest in Bitcoin’s success. You can use the investment channels you already are used to, and if something goes wrong, you have your certificate and someone to take to the court.

Currently, no such investment product exists which covers more cryptocurrencies. But there are some in progress, both in the USA and in Europe.

Buying Real Bitcoin on Exchanges

If you want to experience possessing real Bitcoins – or if you want to avoid paying the partly high fees for investment products – you should start buying Bitcoin directly. For doing so, you have a lot of options all over the world. Just look at our guide listing a large part of the world’s Bitcoin exchanges.

For example, in Europe, you can use:
  • Kraken

  • Coinbase
  • BitFinex
  • BitStamp
  • Gemini,

  • OKCoin
  • BTCChina
  • BitFlyer

Mostly buying Bitcoin is not a big problem. You open up an account at the exchange, verify your identity – this is required due to Anti-Money-Laundering rules in most jurisdictions – and fund your account with Dollar or Euro or whatever paper money you use. On some exchanges, like, you don’t need to fund your account, but trade directly with other users.

The question, what exchange to use depends mostly where you live. It’s alway better to use an exchange physically close to you. If it is located in the same jurisdiction like you, you have the best chances to get money legally back if some bad things happen. If no exchange is located in your jurisdiction, it is better to use exchanges based in stable countries with a good legal system.

Another factor to decide which exchange you use is some coins you want to buy and your patience. If you want to acquire large sums of Bitcoins fastly, you need to use one of the major exchanges which provide enough liquidity. If you only want to buy small amounts of coins and if you are not in a hurry, you can try to buy them on small exchanges. If your order gets filled, you most likely will get better prices than on big exchanges.

Buying other Cryptocurrencies

Other than Bitcoins Altcoins are somehow harder to acquire. Some major exchanges like Kraken, BitFinex, and BitStamp, have started to list some popular Altcoins, like Litecoin, Ethereum, Monero, and Ripple. If they are part of your portfolio, don’t hesitate to buy all at one stop shop.

But there are hundreds of cryptocurrencies out there. If you want to go to a crypto supermarket, where you can buy and sell most of them, you need to register at what is usually called an altcoin exchange.

Examples are:
  • Bittrex
  • Yunbi
  • Bithumb
  • Poloniex.
  • Again, the site coinmarketcap is useful, as it lists all crypto exchanges, sorted by trade volume.

The Altcoin exchanges have less strict KYC (know your customer) rules, as here you usually don’t trade with fiat money. You can fund your account with Bitcoin, which serves as a unit of account for the altcoin markets, similar to the Dollar’s function on the Forex markets.

Like with Bitcoin exchanges you should be careful to choose an exchange with a high trust level. However, most altcoin exchanges are not regulated, and many are located in Asia. So you never should place too much trust in them, as you have nearly no chance to get anything back if they are hacked or file bankruptcy. But exchanges like Poloniex and Bittrex are based in the US and have a long history of providing a secure and safe trading environment.

Is there a good time to buy?

There is no general rule when to buy cryptocurrencies. Usually it is not a good idea to buy in at the peak of a bubble, and usually, it is also not a good idea to buy it when it is crashing. Never catch a falling knife, as the trader’s wisdom says. Best time might be when the price is stable at a relatively low level.

The art of trading is to decide when a crypto is in bubble mode and when it reached the bottom after falling. What is easy to say in retrospective is a hard question in the present, which can never be answered with absolute certainty. Sometimes a coin starts to raise, and after it passes a mark, where everybody thinks this must be the peak of a bubble, the real rally just begins.

For example, many people did not buy Bitcoins at $1,000 or Ethereum at $100, because it seemed to be crazily expensive. But some month later these prices appear to have been a good moment to start.

There is only two advice about timing we can give. First, don’t compare crypto bubbles with traditional financial bubbles. 10 percent up is not a bubble but can be daily volatility. 100 percent up can be a bubble, but often it is just the start of it. 1,000 percent might be a bubble usually, but there is no guarantee that it pops.

Second, take some time to watch. Don’t buy in, because there was a dip. There might be another. And don’t buy in, because you fear that it will explode tomorrow. Watch it, get yourself informed, buy it, when you think the timing is good. And, maybe most important: don’t be a weak hand. Don’t sell too early. Hold. The monetary revolution has just started.

How To Store Cryptocurrencies?

After you acquired cryptocurrencies, the most important question is how to store them. You have several options which enable you to find your balance of risks.

Keep them off  an Exchange

If you invested not only in Bitcoin but in several Altcoins, there is usually no way around keeping coins on an exchange. You don’t want to get in the trouble of installing, compiling, malware checking, using, syncing and updating the software for every coin you invested in.

More as in the process of buying, the trust in an exchange becomes very important, when you store your coins there. There is a long history of hacks and bankruptcies in cryptocurrency markets, most famous the hack of Mt. Gox, which sucked up hundreds of millions of customer’s Dollars. So if you use an exchange to store your coins, you should gather some information:

  • Where are they located?
  • Are the owners known?
  • Since when do they operate?
  • Do they provide some audits to ensure you that all the coins are available?
  • How do they react to customer’s requests?

For example, for people in the EU, enjoys a strong trust level. The exchange operates without loss of customer’s funds since 2011, the owners are well known in the German and European community, and an annual audit by external company checks if all coins are available. This level of trust, however, can rarely be achieved when you hold a lot of altcoins. That’s the risk you need to take.

Our Recommendation: Store them by yourself

The real revolutionary property of cryptocurrencies is the autonomy they grant the individual. This property can be found also and above all when it comes to storing cryptocurrencies. You don’t need anybody. Not to help, and not to trust. All you need is to download a free and open software.

Again, you have most options with Bitcoin. For the most famous cryptocurrency, there exist a lot of wallets for every device. This software can be used to receive, store and send Bitcoins. There is the Bitcoin client, the so called full node, which grants the highest level of autonomy, but also requires a lot of time to sync and disk to store the blockchain. Easier to use are thin clients like Electrum. These are available for every device.

It’s important to know that when storing crypto by yourself, it is solely you who is responsible for the safety and security of your coins. If your smartphones fall in the water, your coins could be gone. If you get a malware on your computer, your coins could be gone. And so on.

Fortunately, you have more than one option to make a backup. First, you can copy your wallet file on a USB stick. Better use two or three. Second, you can print out your private key. This is the onliest information you need to reconstruct access to coins belonging to a certain address, everywhere and every time. Third a lot of wallets support so called seeds, which are sentences of 12 to 24 random words. With them, you can not only rescue a single address, but every address ever made with this wallet. If you print them out, you don’t need to worry about your coins.

One of the safest options to store Bitcoins is hardware wallets like Trezor or Ledger. This is either smartcards or micro machines, which can generate keys and sign transactions without the main computer directly involved. The most vulnerable parts of Bitcoin – the private keys – don’t get in touch with the internet at all. However, deemed as even safer are paper wallets. This simply means you print out your backup and delete the wallet from any machine which is connected to the Internet. No connection, no computer, no hacker. Just a piece of paper, which can store millions or billions of Dollar.

Like with most things, the infrastructure of Altcoins can’t compete with Bitcoin’s. Some popular altcoins, like Litecoin, Ripple, and Ethereum, can be stored in hardware wallets. If you know what you do, you can also use paper wallets for any Altcoin, as the fundamental cryptographic concepts remain the same.

Some Lightwallet, for example, Exodus, can store several coins beside Bitcoin, for example, Ethereum, Dash, Litecoin, and Dogecoin. Also, Electrum can be used to store Litecoins and Dash.

But there is no easy one stop shop to store a huge variety of Altcoins by yourself. If you want to do so, you need to download the client of all these coins, download its blockchain and keep it updated. If your portfolio consists of 10 or 20 coins, and playing around with software is not your hobby, you can safely cut this option and use exchanges.

What’s with Taxes and so on?

Right now there are only a few tax consultants who know how to deal with cryptocurrencies. But it can be safely assumed that the number is growing quickly and that cryptocurrencies will soon be a standard issue for tax experts like securities, shares, ETFs and real estates are.

All we can provide here is an overview of the typical issues with cryptocurrencies and taxes.

No free lunch

Nothing is for sure, except death and taxes. The same goes on with cryptocurrencies. If you earn money by investing in cryptocurrencies, you likely have to pay taxes. Like it is with everything else.

How you need to tax cryptocurrency investment returns is up to your national tax jurisdiction.

The Good News …

There is some good news about the topic of cryptocurrencies and taxes. First, in nearly every country of the world cryptocurrencies are VAT exempt. Like with every financial product you don’t need to pay VAT when selling Bitcoin. There have been some ideas of tax authorities in Poland, Estonia, Germany, Australia and Sweden to demand VAT on crypto sales, but after the European Court smashed this down in an important decision, VAT for Bitcoins seems to have become a non-topic.

Another good news is that in some jurisdictions you have to pay nearly no taxes. Amazingly Germany, a country usually known for very high tax rates, has become a tax haven for cryptocurrencies. Like the USA and many other countries, Germany considers Bitcoin not a financial product, but a property. This means that if you earn money by trading it, you don’t pay a flat tax for financial income – which is 25 percent, for example for bank account interest – but you have to tax the profit of buying and selling cryptocurrencies like income.

It’s more as you sold your house than a security.
  • You bought 10 Bitcoins for 1,000 Euro and sold them for 2,000? Your taxable income increased by 10,000 Euro.
  • You bought one bitcoin for 100 Euro and ordered a 10-Euro-pizza when the price was 1,000 Euro? Your income increased by 9 Euro.  In most cases, the tax rate for this is higher than for financial gains.

However, there is a loophole. If you hold your coins for more than 1 year, you don’t need to pay taxes at all when you sell it. This rule was added to dis-incentivize day trading of other properties and stabilize prices by incentivizing holders. For cryptocurrencies it made Germany, and also the Netherlands, which apply the same rules, to tax havens. Some countries might have similar rules. In doubt, your tax advisor can help you out.

One problem the one year rule poses is that you need to prove that you hold the crypto for this timeframe. Usually, exchanges can help you with prints of your trade history. Also, you can use the public blockchain as a proof of storage. In most cryptocurrencies, it is transparent when coins are received and spent by a particular address. But not in all. For example, Monero uses Ring Signatures and Confidential Transactions, which are great tools to maintain anonymity. But the downside is that they make it more or less impossible to prove that you hold coins more than one year. Maybe you take this into account when selecting coins for your portfolio.

The Bad News …

If you use a good exchange and keep track of your trades, taxing Bitcoin is possible, but also a pain in the ass. You need to calculate every single profit, not just from trading, but also from using Bitcoins to pay for things.

But that’s just the beginning. Things become really a complicated nightmare if it comes to Altcoins. For the tax authorities, an Altcoin counts like Bitcoin. In most countries, this means it is not a financial product, but a property. If you buy it with Bitcoin and sell it for Bitcoin, you have to tax the difference, but not in Bitcoin, but in Dollar or you national paper money. This means, you not only need to keep track of all your Altcoin trades, but you also need to take into account the price of Bitcoin when buying and selling.

Obviously, this makes things extremely complicated. You can have a bad trade, resulting in getting less Bitcoin back than you invested, but being still, in theory, accountable to taxes, when the price of Bitcoin did soar between your trades. So you lost money in trading but have to pay taxes for it.

At this moment you should accept the fact that cryptocurrencies are something new and that you are no expert in dealing with your financial authorities. Go for a tax consultant, educate her or him about cryptocurrencies and look forward to talking with confused financial authority officials.

How to Delete a Page in Word

How to Delete a Page in Word - Microsoft Office Word enables the creation and management of complex documents in your small business. These documents contain various types of content, from charts and images to tables and plain text. On occasion, you might find a page interferes with the correct formatting of your document. If you no longer need the page in your Word 2010 document, delete it. When you delete a page, however, you also delete all content on that page.

How to Delete a Page in Word

Using the Find Tool

1. Launch Microsoft Office Word 2010 and open the document.

2. Scroll through the document until you find the page you want to delete. Click anywhere on the page to insert your cursor.

3. Click the "Home" tab at the top of the Word 2010 window, if the Home tab isn't already selected.

4. Click the small arrowhead next to "Find" in the Editing group at the top, and then select "Go To" from the drop-down menu to open the Find and Replace window.

5. Select "Page" in the Go To What section.

6. Type "\page" (without quotes) in the Enter Page Number box in the right pane of the Find and Replace window.

7. Click "Go To" to select the entire page.

8. Click "Close" to close the Find and Replace window.

9. Press "Delete" to delete the page. Word deletes the page and its contents.

10. Press "Ctrl-S" to save the document.

Using Page Selection

1. Launch Microsoft Word 2010 and open the document.

2. Browse the document until you find the page that you want to delete.

3. Select everything on the page by clicking and dragging with your mouse.

4. Press "Delete" to delete the entire page.

5. Press "Ctrl-S" to save the document.

How to Convert PDF to Word

How to Convert PDF to Word - There’s a lot to love about PDFs — they’re compatible with almost any system, they don’t take up a lot of space, and they can’t be easily edited or changed. This is great when you’re trying to send out a form or rules for a game, but sometimes you really need to make a few changes without going back to the source document. Thankfully, there are a couple of ways to quickly convert your PDF files into easy-to-update Word documents before saving and redistributing them. Here’s how to get it done.

How to Convert PDF to Word

Converting With Microsoft Word

Step 1 — To begin, launch Word and click File. Then, click Open from the resulting menu as though you were opening another Word file.

Step 2 — Locate the PDF file you want to convert. You can either search for it by name or navigate to the location where it’s stored and browse for it. Once selected, click Open.

Step 3 — That’s it! Word will try to automatically convert the content of your PDF to a new Word file. Of course, the formatting doesn’t always line up and the text may not be exact. If you have Acrobat or don’t mind trying a web-based converter, we suggest trying another option if the formatting is unusable. After all, other solutions may be more accurate.

Converting with Adobe Acrobat

Note: You’ll need the paid version of Acrobat to use this method. Adobe currently offers a free, seven-day trial of Adobe Acrobat Document Cloud (DC), which you can use for one-time conversions. If you need to make conversions on a regular basis, however, you’ll want to pay for the full version, which runs $13 a month with an annual commitment.

Step 1 — Open the PDF you’d like to convert in Adobe Acrobat. Depending on your preferences, PDF files may automatically open in Acrobat.

Step 2 — In the right-hand pane, look for Export PDF. Click it.

Step 3 — Click on Microsoft Word, which will present you with format choices: Word 97-2003 (.doc) and Word 2013-2016 (.docx). If you go with a .docx file, you can hit the settings cog and set additional options, such as the ability to retain flowing text or the PDF format. Choose your ideal format and settings, and click the Export button.

Step 4 — Adobe will automatically run text recognition for any scanned text during this step. The text recognition doesn’t always work, but for most legible text, it’s an ideal solution. Keep in mind that you may need to do some quick reformatting in your new Word doc afterward.

Step 5 — Name your new Word file and save it in your desired location.

Converting With Web-Based Software

There are a number of web-based services that you can use to convert PDF files to Word files. If you don’t have immediate access to Acrobat or Word, or if these programs are providing a poor transition, then you may want to try one of the freemium programs listed below. They all follow the same basic process, too, and require you to merely upload your file, pick your preferred conversion method, and start the process. Afterward, you only need to download the file or check your inbox for the newly-converted document. Read on for more information.

Nitro PDF to Word

This converter will email the Word file to an address of your own choosing, which may be useful when collaborating on projects for business or school.

PDF Converter

This option is available as a free trail that will allow you to convert the first two pages of any PDF document. The premium version will run you $9 a month, but provides unlimited conversions. Regardless of which version you go with, it’s a solid service, and converting PDF files couldn’t be easier. Just select the file you want to convert, click convert, and you’re done. The interesting part is that you can also choose to convert PDF files to Excel, Powerpoint, or other programs. There’s no guarantee when it comes to formatting, but in some cases, that may work better for editing purposes.


This service also works with .docx files, text files, jpgs, and a host of other file formats. It also allows you to convert multiple PDFs at once, which is useful for larger projects.


PDF Pro doesn’t have much going for it, which is precisely the point. The simple web app works with a range of file formats — including PDF, Word, PNG, Powerpoint, and Excel — allowing you to quickly shuttle between formats or batch process multiple files at once with a few simple clicks. It doesn’t require a subscription or sign-up fee, though, you are limited to three downloads when working with the free iteration of the software. Opting for a monthly subscription ($4) will net you unlimited downloads, but, for most people, the free version will suffice.

How to Delete Your Snapchat Account

How to Delete Your Snapchat Account - If any messaging service represents the meaning of “carpe diem”, it must be Snapchat. This application is known for its temporary nature. Messages, pictures and videos will disappear forever some seconds after the recipient takes a look at them. And just as your messages dissolve in a heart beat, Snapchat has made it as fast and simple for your whole account to disappear forever too.

How to Delete Your Snapchat Account

Are you ready to let your Snapchat account go? Whether you have been naughty or nice, sometimes your best bet is to let go and start clean. Whatever your reason for leaving may be, we are here to help you through the process. There are two ways to access Snapchat’s account deletion page.

How to delete your Snapchat account (1)

  • Go to from any browser (you can’t delete the account from the actual app).
  • Enter your username and password.
  • Check the box to confirm you are not a robot.
  • Select “Log in”.
  • Enter your username and password once again.
  • Select “Delete my account”, all the way at the bottom.
  • You are done! Snapchat will keep all your data for 30 days, just in case you want to return. If that is the case, simply log back in to reactivate your account.

How to delete your Snapchat account (2)

  • Open your browser and go to
  • Scroll down and select “Support”, under the “Company” section.
  • Select “Learning the basics”.
  • Select “Account Settings”.
  • Select “Delete an Account”.
  • Follow the same steps as method 1.

How to Delete Your Instagram Account

How to Delete Your Instagram Account - Is Instagram so engrossing it is keeping you from having a productive life? Conversely, maybe it’s not good enough or there are certain things in there you would rather live without seeing. Regardless of your position, sometimes it’s better to simply let go of your account. We re here to help you go through the process of deleting your Instagram account.

How to Delete Your Instagram Account

It’s not too complicated to get rid of your Instagram profile, but there are some things worth noting. First, there are two options for making your Instagram account disappear: You can delete it temporarily or permanently. The main difference is that deleting it permanently will erase all your photos and videos. Suspending it will simply make your data invisible, but all your content will be there when you decide to come back.

How to temporarily disable an Instagram account:

  • Use a browser to go to (you can’t do it from the application).
  • Log in.
  • Click on the profile button in the top-right corner.
  • Next to your profile picture and user name, select “Edit Profile”.
  • Scroll down and select the “Temporarily disable my account” link.
  • Select a reason why you are disabling your account.
  • Re-enter your password.
  • Click on the button that says “Temporarily Disable Account”.
  • To reactivate the account, simply log back into it.

How to delete an Instagram account (permanently)

  • From a browser, go to Instagram’s dedicated page for deleting accounts.
  • If you are not logged in, you will be asked to do so.
  • Select your reason for deleting the account.
  • Re-enter your password.
  • Select the red button stating: “Permanently delete my account”.
  • Your account is now gone.

How to Address a Letter

How to Address a Letter - In this era of texting and direct messages, it's sometimes hard to remember everything we learned in school about writing formal letters. You might go years in your career without having to write more than a professional-looking email. But when it comes to job searching, you need to pull out all the stops. Casual just won't do when you're trying to impress a hiring manager and stand out from your competition. The same goes for formal business correspondence once you're employed.

How to Address a Letter

Address your letters the right way, and you'll never have to worry that you're starting off the interaction on the wrong foot, before the recipient even gets a chance to read your message.

First and foremost, know that when you are writing a letter or sending an email message for employment or business purposes, it's important to address the individual you are writing to formally, unless you know them extremely well. If you are unsure when deciding between a formal and casual (first name) address, err on the side of safety and use the formal designation.

How to Address a Formal Letter: Mr., Dr., Ms., or Mrs.

The appropriate title for writing to a male is Mr. For a female, use Ms. Ms. is more professional than Mrs. even if you know the person you are writing to is married.

For a medical doctor or someone with a PhD, use Dr. Alternatively, you can also use “Professor” if you are writing to a university or college faculty member.

If you don't know the gender identity of the person you're addressing, use a gender-neutral greeting and simply include their first and last name, e.g. "Dear Tristan Dolan."

The following is a list of letter salutation examples that are appropriate for business and employment-related correspondence.

Letter Greeting Examples

  • Dear Mr. Smith
  • Dear Mr. Jones
  • Dear Ms. Markham
  • Dear Kiley Doe
  • Dear Dr. Haven
  • Dear Professor Jones

Follow the greeting with a colon or comma, a space, and then start the first paragraph of your letter.

For example:

Dear Mr. Smith:

First paragraph of letter.

Finding a Contact Person

You don't absolutely need to know the name of the person you're addressing – and we'll get to that situation in a moment – but it doesn't hurt, especially if you're trying to score a job interview. Sometimes employers fail to provide a contact name in a job advertisement. If you take the time to discover who  your contact is, this demonstrates personal initiative and an attention to detail that will speak well for you when your resume is being reviewed.

The best way to find the name of a contact at the company is to ask. If you're networking your way into a position, this is pretty easy – just make a note to ask your friend or colleague for the name and email address of the best person to talk to. Barring that, call the main number of the company and ask the receptionist for the name and contact information of the human resources (HR) manager in charge of hiring (or the head of such-and-such department, etc.).

If neither of those methods work, you can often uncover the information you're seeking by doing a little internet sleuthing.

Start with the company's website, and look for listed personnel. You'll often see an HR contact.

If that doesn't yield results, it's time to hit LinkedIn and do an advanced search for job titles and company names. In the process, you might even find another connection to the person you're looking for – never a bad thing, when you're trying to get a human being to look at your resume.

When You Don't Have a Contact Person

If you don't have a contact person at the company, either leave off the salutation from your cover letter and start with the first paragraph of your letter or use a general salutation.

General Salutations

To Whom It May Concern
Dear Hiring Manager
Dear Human Resources Manager
Dear Sir or Madam
For example:

To Whom It May Concern:

First paragraph of letter.